Home Loans Made Easy With YBR Carlton

( 250+ Reviews )

Process

Simplified Home Loans by Our Melbourne Home Loan Experts

Options
Choose from 35+ lenders. We’re confident of finding you the right home loan match!
Accessible
Our platform makes it easy for you. Simply apply online or have a broker guide you!
About You
We put your needs first, not our lenders. You can ensure we will always act in your best interest.
Support
We will support you every step of the way. You choose how you wish to interact with us!

Why Choose YBR Carlton as Your Mortgage Broker?

As your mortgage broker, we prioritise your financial well-being. We search, compare, and negotiate, ensuring you get the best possible terms on your home loan. Home loan experts at Yellow Brick Road Carlton make understanding and applying for loans straightforward.
Looking to refinance?

We’ll go the extra mile to help you switch to the right loan.

Buying a new home ?

Getting professional advice can help you get it right from the start.

Purchasing an investment property?

Novice or a seasoned investor, we can help.

Building a new property?

Whether it’s your own home or an investment property, we’ll find the right match.

Self-employed and looking for a home loan?

Choose from options tailored to your specific needs.

Testimonials

What Our Clients Say About Us?

Guidance

Meet the Carlton team

Our home loan experts will help you find, choose and settle your home loan either online or via a broker at a time that suits you.
Aleks Naumoski
Branch Principal and Mortgage Broker

Aleks has a wealth of experience in the Financial Services industry and strongly believes in being a trusted advisor who provides quality customer experiences. He has shown the ability to build long lasting relationships through understanding at an emotional level. His goal is make a difference to YBR’s clientele through the right mortgage solutions.Aleksandar Naumoski, Branch Principal & Mortgage Broker at Yellow Brick Road Carlton, loves his local area because of the wonderful village feel, vibrant cafe culture and the friendly people with lots of smiles from familiar faces when you are walking down Lygon St. He joined Yellow Brick Road for its unique business model with its distinct focus on providing all Australians access to quality financial advice to help them achieve their goals.

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Robert Naumoski
General Manager and Mortgage Broker
Robert has a wealth of experience in the financial services industry and a broad range of skills refined over the years that have helped many happy clients in a dynamic lending environment. Robert is a trusted advisor committed to building lifelong relationships with his clients by listening and understanding their personal and property goals. Robert’s desire to continually push for improvement on the football field has helped him engage with young aspiring footballers and give back to the community. This mindset to bring out the best has also translated into lasting client relationships at the workplace.
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Clancy Ryan
Mortgage Broker

Clancy is enthusiastic about providing clients with expert advice and personalized solutions to achieve their financial goals, with an appetite for all things finance-related.

With a genuine passion for staying up-to-date with market trends, Clancy has excellent attention to detail and a friendly approach to guide you through the process in an efficient way that makes sense. Clancy loves his sport in his spare time, including Formula 1, Tennis and travel. Clancy’s morning routine consists of a flat white in hand whilst catching up on the overnight market and economic news.

I can help with:

  • Residential & Investment Home
  • Loans Refinancing
  • Business & Commercial Finance
  • Car Finance
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Mikhail Samoylov
Mortgage Broker

Misha is an experienced mortgage broker helping people achieve their credit needs in non-standard scenarios. Tirelessly working to understand the specific scenarios and circumstances of each client.Having extensive experience in both residential lending and corporate operations. Misha perfectly understands the business and credit needs of business owners. Additionally, experience in the real estate market and a high level of understanding credit markets give him and his clients a holistic overview of the current situation and their future needs and objectives.I can help with
* Home Loans
* Complex business lending
* Low/Alt Doc Lending
* No Doc Lending
* Foreign income lending

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Mathew Ognjanov
Mortgage Broker

Mathew Ognjanov works with everyone from first home buyers to investors. He has the experience as a previous lender with a big 4 bank to help clients achieve their goals no matter how big or small.

Mathew is a trusted advisor who believes in building long lasting relationships with his clients and believes every situation is unique and as such takes the time to listen and find out what is important to you, what short and long-term goals you have, and use this information to find the right loan and strategy for your personal circumstances, now and in the future.

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Byron Kong
Mortgage Broker
Byron has a strong interest in financial markets and the wider economic landscape, bringing a sharp eye for detail alongside an approachable, down-to-earth style. He values building genuine relationships and takes the time to ensure clients feel informed and confident throughout the entire process. Outside of work, Byron enjoys keeping active and has a passion for sport, particularly running, soccer, and travel, often starting his mornings with a cafe visit, reading the newest Australian Financial Review article.
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Chinee Olaguera
Client Service Manager

I have over 7 years experience in Banking and Finance at HSBC (UK), and have learnt all my personal banking skills during this time. I’m passionate about helping people with buying their first home and beyond, saving them money on their home loans, and putting together their personal finance strategies.

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Joanna Robusto
Broker Support / Marketing Assistant
I’m an Executive, Marketing, and CRM Specialist with almost five years of experience working alongside mortgage brokers. I help keep things organised behind the scenes by managing CRMs, streamlining workflows, and supporting the client journey from enquiry right through to settlement. I’m detail‑focused, proactive, and love making sure everything runs smoothly so brokers can focus on looking after their clients.
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We help Australians secure the right home loan with confidence

understand your goals, provide expert advice, and guide you every step of the way.
Melbourne's Trusted Mortgage Brokers

Your Property Goals.
Our Expert Guidance.

Yellow Brick Road Carlton connects Melbourne homebuyers and investors with the right loan — fast. We sit on your side of the table, not the bank’s.

1000+
Clients Helped
12+
Years Experience
5★
Google Rating

How Yellow Brick Road works

  1. Tell Us About You

    Provide details about your property needs and financial situation.

  2. We shortlist options

    Our technology compares thousands of options from 35+ lenders to match your needs.

  3. Upload your docs

    Easily upload all required docs online. This means less paperwork!

  4. Choose your loan

    Our technology will only show loans that match your situation and have a high approval likelihood.

  5. Settle your loan

    Once you submit your application our team will keep you regularly updated on its progress.

Some of 

our Lending Partners

Frequently Asked Questions

Here are answers to common questions about home loans 

What is included in the free property report?

Our free property report includes an accurate valuation of your property, recent sales in your area, comprehensive suburb statistics, and the average days properties stay on the market.

You can use the property report to understand your property’s current market value, plan your next steps if you’re considering selling, buying, or refinancing, and gain insights into market trends in your area.

The first step is to understand your borrowing power and gather all necessary financial documents.

Yes, some lenders accept a 5% deposit under certain conditions.

Yes, there are options available even if you have bad credit. Our specialists can guide you through these alternatives.
Costs can vary, but generally include application fees, valuation fees, and potential break costs. We provide a detailed breakdown for clarity.